Builder’s Risk Insurance in California
If you’re a contractor or stakeholder in a new construction project, remodel, or installation in California, you’ll want to consider builder’s risk insurance (also referred to as course of construction coverage). It can protect you from loss and damage due to events out of your control, such as natural disasters, severe weather, theft, or vandalism.
Custom Coverage For Your Project
Builder’s risk insurance can be purchased by property owners, general contractors, subcontractors, architects, and others who have a stake in a commercial or residential project. Each policy is tailored to fit your needs. At Hoffman Hanono, we pair you with trusted insurance providers so you’ll have a strong policy to cover incidents such as:
- Weather damage
- Fire damage
- Natural disaster damage (i.e., earthquake or flooding)
- Theft and vandalism
- Damage due to faulty design or materials
Custom Solutions
Our Builder’s Risk Insurance Approach
Whether you're working on a residential or commercial construction project in California, Hoffman Hanono Insurance Services is here to advise and partner with you. We specialize in finding builder’s risk insurance solutions meant entirely for you—because we know that insurance is not "one-size-fits-all." And when it comes to builder's risk insurance, the policies are as unique as your project. We provide quality service and resources that will help you secure better insurance premiums in the long run. Our commitment has made us a pillar of the San Diego and Chula Vista insurance community since 1959
Trusted & Time-Tested Solutions
50+ Years Experience
Serving San Diego since 1959. We’re still family-owned and customer-focused.
All Lines of Insurance
We provide you with the most comprehensive coverage at a competitive cost.
Quality Service
We are dedicated to bringing you reliable and top-notch customer service.
Builders Risk Insurance FAQs
1. What is builder’s risk insurance?
Builder's risk insurance, also known as course of construction coverage, protects contractors, property owners, and stakeholders in new construction, remodeling, or installation projects from loss or damage caused by events such as natural disasters, severe weather, theft, or vandalism.
2. Who can purchase builder’s risk insurance in California?
Builder’s risk insurance can be purchased by property owners, general contractors, subcontractors, architects, and anyone with a financial interest in a commercial or residential construction project. Policies are tailored to meet the specific needs of each stakeholder.
3. What does builder’s risk insurance cover?
Policies typically cover weather damage, fire damage, damage from natural disasters like earthquakes or flooding, theft and vandalism, and damage caused by faulty design or materials. Each policy is customized based on the project and risk exposures.
4. How does Hoffman Hanono approach builder’s risk insurance?
Hoffman Hanono partners with clients to provide personalized builder’s risk insurance solutions. We evaluate each project’s unique needs, ensure comprehensive coverage, and provide resources to help secure competitive premiums.
5. Why choose Hoffman Hanono for builder’s risk insurance in San Diego?
With over 50 years of experience, our family-owned agency has earned the trust of San Diego and Chula Vista clients. We combine superior customer service, practical insurance solutions, and a time-tested approach to managing construction risks.
6. Is Hoffman Hanono licensed to provide insurance in California?
Yes. Our California insurance license number is 0424824, ensuring that clients work with a fully licensed and compliant provider.
7. How can I get a quote for builder’s risk insurance?
You can request a quote directly on our website by clicking “Get a Quote,” or contact our team via phone or email to discuss builder’s risk insurance solutions for your project.
First-Class Service Since 1959
The story of our commercial insurance company starts with founder Jerry Hoffman, who aimed to offer cost-effective insurance solutions, superior customer service, and ultimately, peace of mind. Since then, the company has been passed down generations without losing our founder’s commitment.
Learn MorePeace of mind is priceless.
Let us help you get the right coverage for the right price.
Get a quote today!