Errors and Omissions Insurance (E&O)
Errors and omissions claims are on the rise, and from defense costs to awarded damages, a single claim can cost your business thousands of dollars. Talk to our insurance experts about comprehensive errors & omissions insurance to protect your company.
Error and omission insurance protects businesses—particularly those in service and advice-oriented industries like financial services, consulting, real estate, information technology, and more. When a client sues a business for negligence, E&O insurance kicks in to cover defense costs, and if the business is found liable, the insurance can help pay for damages awarded to the client. This protection is essential, especially for small and mid-sized businesses. Policies vary, so talk to our experts at Hoffman Hanono to find the best option for your needs.
What Does Errors & Omissions Insurance Cover?
While the exact type of coverage offered can vary between policies, error and omission insurance typically covers a range of risks and damages associated with professional advice or services. This insurance may cover you against the following claims:
- Mistakes or Negligence
- Misrepresentation
- Copyright Infringement
- Breach of Contract
- Failure to Deliver a Promised Service On Time
- Personal Injury
- And more…
Custom Solutions
Our Approach
At Hoffman Hanono, we’ve been helping business owners like you find financial security and peace of mind since 1959. If you need error and omission insurance in California, our agents can help.
We believe in more than just insurance sales. Our mission is to serve as advisers and partners as you explore the insurance landscape and choose the right protection for you. With us, you’ll find unmatched coverage at an unmatched price.
Trusted & Time-Tested Solutions
50+ Years Experience
Serving San Diego since 1959. We’re still family-owned and customer-focused.
All Lines of Insurance
We provide you with the most comprehensive coverage at a competitive cost.
Quality Service
We are dedicated to bringing you reliable and top-notch customer service.
Errors and Omissions Insurance FAQs
1. What is errors and omissions insurance and why do businesses need it?
Errors and omissions insurance protects your business if a client claims you made a mistake or gave bad advice. It helps cover legal defense costs and damages, which can save your company thousands of dollars and protect your reputation.
2. What types of claims does E&O insurance cover?
E&O insurance can cover professional mistakes, negligence, misrepresentation, copyright issues, breach of contract, delays in delivering work, and personal injury related to advice or services. Coverage varies by policy, which is why speaking with an agent can help you choose the right protection.
3. Who needs errors and omissions insurance in California?
Businesses that provide advice or professional services need E&O coverage. This includes industries such as financial services, consulting, real estate, information technology, and other service-based professions. Small and mid-sized companies often need this coverage most because one lawsuit can have a major financial impact.
4. How is E&O insurance different from general liability insurance?
General liability covers physical injuries or property damage, but it does not protect against financial losses caused by professional mistakes. E&O insurance fills that gap by protecting against service-based errors, incorrect advice, and missed deadlines.
5. Why choose Hoffman Hanono Insurance for E&O coverage?
Hoffman Hanono has been helping California businesses secure professional insurance since 1959. They tailor errors and omissions insurance based on your industry, risks, and budget, providing competitive rates and long-term peace of mind.
6. Can Hoffman Hanono customize E&O insurance for my business needs?
Yes, their team reviews your industry, exposure, and risk level to recommend a policy that fits your operations. This customized approach helps you avoid paying for unnecessary coverage while still protecting your business from claims.
7. How do I get an errors and omissions insurance quote?
You can request a quote online or contact Hoffman Hanono Insurance at (619) 420-1861. Their licensed advisors will review your business and provide options that fit your needs and budget.
First-Class Service Since 1959
The story of our commercial insurance company starts with founder Jerry Hoffman, who aimed to offer cost-effective insurance solutions, superior customer service, and ultimately, peace of mind. Since then, the company has been passed down generations without losing our founder’s commitment.
Learn MorePeace of mind is priceless.
Let us help you get the right coverage for the right price.
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