Earthquake Insurance
Without a comprehensive earthquake insurance plan for your business, you’re playing a risky game with Mother Nature, especially in California. According to a U.S. Geological Survey and FEMA report, earthquakes cost the U.S. $14.7 billion in damages every single year. 
https://www.usgs.gov/news/national-news-release/new-usgs-fema-study-highlights-economic-earthquake-risk-united-states
What's more, most general business insurance policies do not cover natural disasters like earthquakes. That means you're on the hook for repairs if your business suffers damage during a seismic event. You should be focusing on running your company – not stressing about protecting your commercial property. Hoffman Hanono has the California earthquake insurance you need for peace of mind.
What’s Covered
Earthquake insurance in San Diego is designed to keep you and your business financially stable. As you can imagine, the cost of earthquake insurance depends on several factors, including where your business is located and the age and condition of your commercial buildings. That being said, many find the cost to be more than worth it, as most policies cover:
Custom Solutions
Our Commercial Earthquake Insurance Approach
At Hoffman Hanono, we’ve been helping business owners like you find financial security and peace of mind since 1959. If you need insurance for earthquakes in California or any other type of coverage, our agents can help.
We believe in more than just insurance sales. Our mission is to serve as advisers and partners as you explore the insurance landscape and choose the right protection for you. With us, you’ll find unmatched coverage at an unmatched price.
Trusted & Time-Tested Solutions
50+ Years Experience
Serving San Diego since 1959. We’re still family-owned and customer-focused.
All Lines of Insurance
We provide you with the most comprehensive coverage at a competitive cost.
Quality Service
We are dedicated to bringing you reliable and top-notch customer service.
Earthquake Insurance FAQs
1. What is earthquake insurance?
Earthquake insurance is a specialized policy designed to protect businesses from the financial impact of seismic events. Standard commercial insurance policies typically do not cover earthquakes, so having dedicated coverage ensures that damage to buildings, equipment, stock, and machinery is financially protected.
2. Who needs earthquake insurance in California?
Any business owner with commercial property in California, especially in earthquake-prone areas like San Diego, should consider earthquake insurance. Without it, repair costs and loss of income after a seismic event can be substantial, putting your business at risk.
3. What does earthquake insurance cover?
Earthquake insurance generally covers damage to buildings, commercial property, equipment, stock, machinery, and loss of business income. Policies can vary based on the location, age, and condition of your commercial buildings, allowing coverage to be tailored to your specific needs.
4. How does Hoffman Hanono approach earthquake insurance?
At Hoffman Hanono, we partner with business owners to provide insurance solutions tailored specifically for their property and risk profile. We evaluate your business needs, connect you with trusted providers, and ensure your policy offers strong protection at competitive rates. Our approach is personalized because we know insurance is not one-size-fits-all.
5. Why choose Hoffman Hanono for earthquake insurance in San Diego?
With over 50 years of experience serving the San Diego and Chula Vista communities, Hoffman Hanono is a family-owned, customer-focused agency. We provide expert guidance, reliable service, and customized insurance solutions to protect your business and give you peace of mind.
6. How can I get a quote for earthquake insurance?
You can request a quote online or contact our team directly by phone or email. Our agents will help you find the right earthquake insurance coverage for your California business to minimize risk and secure financial stability.
First-Class Service Since 1959
The story of our commercial insurance company starts with founder Jerry Hoffman, who aimed to offer cost-effective insurance solutions, superior customer service, and ultimately, peace of mind. Since then, the company has been passed down generations without losing our founder’s commitment.
Learn MorePeace of mind is priceless.
Let us help you get the right coverage for the right price.
Get a quote today!